I would pick Port St. Joe and Cape San Blas,
The State Park offers excellent wade fishing in the bay. You can also fish the surf on the other side of the cape. Kayaks can be rented on the cape. The beaches are probably the most beautiful in the United States. Excellent restaurants in Port St. Joe.
WATCH OUT FOR SHARKS! Jack Gregory and I were wade fishing in the bay this Spring and a 9' Bull Shark swam within 10 feet of him. I think from now on we'll have some kayaks close by.