Everything everyone said above is correct. Since you are new, I would think you want to get the most bang for your buck. I think you could do that with black, brown, olive, and white bead-head buggers in sizes 2, 4, and 6. With that set of flies, it is my belief that you can catch any smallies anywhere year round. You just have to learn to fish them how the fish want them... Sometimes like a crayfish, sometimes like an injured minnow, sometimes like an escaping minnow, sometimes like a very slow leach or hellgrammite on the bottom. Like said above, the action you impart matters enormously. 2 of each of the above flies might cost you $25. If you make the buggers yourself, consider using less hackle and lots of chenille. If you buy buggers from a store, often I trim the marabou tail a lot shorter and some of the hackle off.