I went out looking for stripes and smallies yesterday also. Floated a local warm tailwater. Water temps stayed below 45 degrees all day, wind was blowing upstream so hard, it was whitecapping at times. Fished shoals and the deep water with a variety of tackle. No smallmouth or stripes (white bass) yet but did finally catch a little largemouth on a puglisi streamer. Some warm rains would sure be good for the water temps and maybe get things in gear.
maybe in a couple more weeks I'll try for them again.