Silvercreek,
You may want to check out a free application called Dropbox as a way to securely store your photos. It is really designed to allow access to your files across multiple computers, but it works great as a back up as well. You get 2GB for free and you can buy more space if you want. I use it for work and find it to be flawless. There is a video at this link:
www.dropbox.com